When you ride a motorcycle, safety is of utmost importance. Motorcycle accidents can cause serious personal injuries, not to mention extensive damage to your bike. Motorcycle insurance from Alling Agency LLC in Pennsylvania can help offset the cost of damage that motorcycle accidents can cause. Here’s what you should know about motorcycle coverage in Pennsylvania.
Motorcycle liability coverage is mandatory in Pennsylvania by law. This insurance pays the cost of injuries or property damage to other drivers, riders or pedestrians in accidents you cause. Various factors can increase your risk of causing an accident to include speeding, riding when you’re tired or riding in adverse weather. If you cause an accident that hurts someone else, you could be sued for their injuries or property damage costs. By covering these expenses, liability insurance protects you from financial loss.
Collision, comprehensive and uninsured motorist (UM) are additional coverage you can include in your motorcycle insurance policy. Although these types of coverage are optional, they offer valuable protection that can save you money.
Collision insurance covers damage to your bike if it is involved in a crash, whether you hit another vehicle or object.
Comprehensive insurance covers damage to your bike from non-collision causes, such as a hailstorm, vandalism or a falling object. It also compensates you for the market value of your bike if it’s stolen.
UM insurance covers damage to your bike if you’re the victim of a hit-and-run accident or you’re hit by someone who doesn’t have enough insurance to cover these costs.
At Alling Agency LLC, you can customize your motorcycle insurance protection by selecting the type and amount of coverage you want on your policy. Your coverage should be enough to protect you financially in the event of an accident. For help selecting the motorcycle insurance you need, call or visit Alling Agency LLC in Pennsylvania today.